Find Clarity and Peace of Mind in Retirement

Supporting Chinese American women and their families navigate retirement planning with clarity, confidence, and peace of mind..

Book a Discovery Call

Are You Facing These Retirement Planning Challenges?

Lack of Clarity

Unsure about retirement goals, timelines, and whether your current savings are enough to support the lifestyle you want

Communication Barriers

A spouse or family members avoid financial discussions, leaving you to carry the burden alone.

Overwhelming Information

Too many investment products and financial options in the market, making it hard to know what’s right for you.

Why Families Trust Me with Their Retirement Journey?

I help professional women and families - especially within the Chinese American community - gain peace of mind, independence, and financial freedom through:

Strategic Retirement Planning

– Build a clear roadmap so you know when and how you can retire with confidence.

Smart Wealth Management

– Align savings, investments, and protection strategies to grow and safeguard your family’s future.

Long-Term Guidance

- Walk with you as a trusted partner, adjusting your plan as life and goals evolve.

100+

HAPPY CLIENTS

200+

FINANCIAL INSTITUTIONS

15+

YEARS OF EXPERIENCE

10+

STATE LICENSES

Your Retirement Planning Roadmap

🔍

Clarity

Uncover risks and opportunities with a full financial assessment.

🧭

Strategy

Receive a customized retirement and wealth plan tailored to your goals.

⚙️

Execution

Select the right products and tools, with hands-on support for execution.

🔄

Review

Conduct an annual check-in and refine your plan to keep you on track.

Meet the Founder

Hey, I'm Joy Zhao

As the founder of WealthWise Woman, I guide women and their families - especially in the Chinese American community - toward financial clarity, independence, and peace of mind.

15 years in the financial industry:

Bringing Fortune 100 Executive strategies to your family's financial future.

Leadership coach & mentor:

Guiding thousands of Chinese American professionals to grow with confidence.

Trusted advisor for hundreds of families: Helping create clear financial plans, achieve steady wealth growth, and build lasting legacies.

✨ My mission is to honor God and serve people.

I believe wealth is not just about money.

It is about your family, your life, and the freedom to live meaningfully.

Hear From Families Like You

I am a small farmer, with my ranch located in the Southern Idaho and providing me with all my earnings. That’s why I signed up for insurance – to back up this humble pie of mine!

STANLEY INGLEY

My son lost his left arm. Thanks to the health insurance service provided by this company, he got a fully-featured bionic limb. Thank you very much!

AMANDA BURTON

Gain Clarity and Peace of Mind

in Your Retirement Plan

Take My First Step

Answers to Common Retirement Planning Questions

Question 1: What solutions do you provide?

We partner with over 200 top financial institutions to help you choose the right retirement, investment, and protection strategies.

Our core value is delivering goal analysis and strategic planning, not pushing any single product.

Question 2: How do you charge?

We use a commission-based model (佣金制).

Your assessment, analysis, and strategy planning are all provided at no cost, so you can first gain a clear direction before deciding how to move forward.

This ensures transparency, you only pay when you choose to implement a solution that works for you.

Question 3: Why should I work with an advisor instead of managing money myself?

Financial decisions often involve long-term strategy and risk management (长期战略与风险管理).

A trusted advisor doesn’t just provide tools, they offer clarity, guidance, and peace of mind (清晰、陪伴与安心), walking with you through every stage of your financial journey.